Due to the state of our economy, I wanted to share my thoughts on how the Foundation is faring and what has been done to protect your investment in our future. I would also like to solicit your continued support as we move through these troubled times. Later in the year, when our public accountants have completed their audit, you will receive my full annual report. As our asset base has increased over the past few years, it has been my and the Board of Directors utmost concern to protect and preserve those assets so that the Foundation can continue to not only improve the level of its services, but also increase its level of ability to fund research grants. To that end, and prior to the drastic fluctuations we have seen recently, approximately 80% of our liquid assets were placed in interest bearing cash accounts. As a result, although we have not made a tremendous profit from interest, we have been protected from the market's deterioration. The remaining 20% of our liquid assets are in relatively stable blended fund investments. It looks like we have temporarily experienced a deterioration of approximately 15% on this portion as of September 30th due to the craziness of the market. Fortunately, this is a very small loss compared to what many foundations and other investors have experienced. Putting this loss into perspective, it equates to about 3% of all our liquid assets. It has become apparent that due to the sheer size of our asset base now, we need to acquire an investment manager. This position will invest our assets with a closer eye, according to guidelines set by the Board of Directors, of course. Management by such a person would be done on a regular basis, be it daily, weekly or monthly, depending on market conditions. I had previously looked into filling this position but no one was really interested since our base was so low. Currently, I am receiving final proposals from several organizations that the Finance Committee, Executive Board and Board of Directors will ultimately pass judgment on in the near future. In closing, I hope I have provided a measure of confidence in how the Foundation's assets have been managed. We are all concerned about the future and how our legislators will handle the challenges ahead. On behalf of your Board of Directors and myself, please consider the Foundation's fundraising needs as you wrestle with these trying times.